Need car finance? You are in the right place.

Lenders will typically consider factors such as your credit score, income, expenses, employment status, and the value of the car you're purchasing.

A credit score is a number that reflects your creditworthiness, based on your credit history. It takes into account your payment history, credit utilization, length of credit history, and other factors.

You can improve your credit score by making timely payments, keeping your credit utilisation low, maintaining a long credit history, and avoiding applying for too much credit at once.

It may be more difficult to get car finance with bad credit, but it's still possible. Lenders may charge higher interest rates or require a co-signer, and you may need to provide more documentation or collateral.

The amount you can borrow will depend on your income, expenses, credit score, and the value of the car you're purchasing. Lenders will typically offer a loan-to-value ratio of up to 80%.

The approval process can vary depending on the lender, but it can take anywhere from a few hours to a few days. You may need to provide documentation such as proof of income, ID, and bank statements.